[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.22.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”#ffffff 0%|rgba(0,0,0,0.4) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/vikingbenefit.ca\/wp-content\/uploads\/2023\/11\/Untitled-design-4.jpg” custom_padding=”0px||0px||true|false” hover_enabled=”0″ da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” title_text=”Untitled design” parallax=”on” sticky_enabled=”0″ da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”0px||0px||true|false” box_shadow_style=”preset4″ box_shadow_horizontal=”30vw” box_shadow_vertical=”0px” box_shadow_color=”#e9e9e9″ box_shadow_horizontal_tablet=”0vw” box_shadow_horizontal_phone=”0vw” box_shadow_horizontal_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.19.0″ _module_preset=”default” custom_padding=”8%||8%||true|false” custom_padding_tablet=”||0%||false|false” custom_padding_phone=”||0%||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”#e9e9e9″ custom_padding=”60px|60px|60px|60px|true|true” custom_padding_tablet=”30px|30px|30px|30px|true|true” custom_padding_phone=”20px|20px|20px|20px|true|true” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”d98bda6c-10a9-4016-9fdc-2d9a96e943dd” header_font=”Open Sans|300||on|||||” header_font_size=”60px” background_enable_color=”off” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.22.2″ _module_preset=”9e80f127-fa3d-452b-8b23-13b7f9d11dea” text_text_color=”#000000″ background_layout=”dark” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n
Our expertise lies in supporting farmers in their succession planning journey, whether it involves passing the farm to the next generation or ensuring a seamless retirement after the sale of the farm.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”\/contact” button_text=”Request A Quote” _builder_version=”4.22.2″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.22.2″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” use_custom_gutter=”on” make_equal=”on” width=”100%” sticky_enabled=”0″][et_pb_column type=”3_5″ _builder_version=”4.22.2″ _module_preset=”default” animation_style=”slide” animation_direction=”left” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”default” text_text_color=”#000000″ background_layout=”dark” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n
Planning for the future is paramount for farmers, as their livelihoods are intricately tied to their land and businesses. Our specialized services cater to the unique needs of farmers, addressing critical aspects like insurance, retirement, estate, and succession planning. Insurance planning safeguards against unexpected health costs and life events, ensuring financial stability. Retirement planning helps farmers secure their post-farming years, making sure they can enjoy a comfortable retirement. Estate planning ensures a fair distribution of assets and tax optimization, securing a farmer’s legacy and the farm’s future. Succession planning is essential for the seamless transfer of farm ownership, crucial for both planned transitions and unforeseen circumstances. With our expert guidance, farmers can navigate these complex financial and logistical challenges, providing them with peace of mind and a solid foundation for future generations to build upon.<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.22.2″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” title_text=”aig travel guard” sticky_enabled=”0″ background_enable_image=”off”][et_pb_image src=”https:\/\/vikingbenefit.ca\/wp-content\/uploads\/2023\/11\/aig-travel-guard-1.jpg” _builder_version=”4.22.2″ _module_preset=”default” title_text=”aig travel guard” box_shadow_style=”preset3″ hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.2″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”80b59ace-8668-44f3-bbe8-8f7e2cc269e4″ header_font=”Open Sans|300||on|||||” header_text_color=”#FFFFFF” header_font_size=”60px” header_line_height=”1.2em” header_2_font=”|300|||||||” header_2_font_size=”45px” header_font_size_tablet=”60px” header_font_size_phone=”60px” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_divider color=”#000000″ _builder_version=”4.22.2″ _module_preset=”default” width=”25%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.22.2″ _module_preset=”default” width=”100%” max_width=”1250px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n
Ownership Transition<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n
Management Transition<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n
Financial Planning<\/p>\n
[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.22.2″ _module_preset=”default” width=”100%” max_width=”1250px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n
Tax and Legal Considerations<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n
Communication and Family Dynamics<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n
Contingency Planning<\/p>\n
[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”\/contact” button_text=”Request A Quote” button_alignment=”center” button_text_last_edited=”off|desktop” _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.22.1″ _module_preset=”default” da_disable_devices=”off|off|off” disabled=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” animation_style=”slide” animation_direction=”left” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion _builder_version=”4.22.1″ _module_preset=”default” border_radii=”on|25px|25px|25px|25px” global_colors_info=”{}”][et_pb_accordion_item title=”Definitions” open=”on” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px”]<\/p>\n[et_pb_section global_module=\"235\"][\/et_pb_section]\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Things to Consider” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]This is a summary of benefits and may contain inaccuracies. Please review the full booklet wording prior to purchasing a plan.
\nPlease contact us directly for full coverage details or download the booklet from our website.<\/p>\n
All calendar year or lifetime maximums are per person unless otherwise stated.
\nYou must be a resident of Canada and be covered under the provincial health plan in your province of residence to apply for this retiree plan. If you apply for family coverage, your spouse and dependent children must also have provincial healthcare coverage.<\/p>\n
For individuals or dependents to be eligible for any benefits under the Emergency Travel Benefit, they must be age 79 or less.<\/p>\n
Travel\u00a0coverage will terminate at age 80. Coverage must be in effect prior to departure. If individuals are out of the country when the plan goes\u00a0into effect, the travel coverage will not go into effect until they return to their province of residence.<\/p>\n
Extended healthcare coverage for a dependent who is hospitalized on the date they become eligible for coverage, other than a newborn\u00a0child, will be delayed until the first day immediately following his\/her discharge from the hospital. To qualify, you must be actively at work\u00a0on the date of retirement. Persons on disability will not qualify.[\/et_pb_accordion_item][et_pb_accordion_item title=”Premium Payment” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n
Premiums are withdrawn from your bank account on the 10th of every month by pre-authorized debit starting on the month your plan becomes active. All invoices are generated on the 1st of every month. Your plan will stay active as long as premiums are paid.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Cancellation of Coverage” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n
You must complete a form for cancellation of coverage. This takes 30 days to cancel for processing once we receive. There are no additional fees.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Monthly Plan Pricing” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”][et_pb_section global_module=\"240\"][\/et_pb_section][\/et_pb_accordion_item][et_pb_accordion_item title=”Optional Dental Pricing” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n[et_pb_section global_module=\"248\"][\/et_pb_section]\n
[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.22.2″ _module_preset=”default” background_color=”#e9e9e9″ background_enable_image=”off” custom_padding=”0px||0px||true|false” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.22.2″ _module_preset=”default” custom_padding=”0px||0px||true|false” box_shadow_style=”preset4″ box_shadow_horizontal=”30vw” box_shadow_vertical=”0px” box_shadow_color=”#e9e9e9″ box_shadow_horizontal_tablet=”0vw” box_shadow_horizontal_phone=”0vw” box_shadow_horizontal_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”#e9e9e9″ custom_padding=”60px|60px|60px|60px|true|true” custom_padding_tablet=”30px|30px|30px|30px|true|true” custom_padding_phone=”20px|20px|20px|20px|true|true” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”d98bda6c-10a9-4016-9fdc-2d9a96e943dd” header_font=”Open Sans|300||on|||||” header_font_size=”60px” background_enable_color=”off” custom_margin=”|||-57px||” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” custom_padding=”8%||8%||true|false” custom_padding_tablet=”||0%||false|false” custom_padding_phone=”||0%||false|false” custom_padding_last_edited=”on|desktop” animation_style=”slide” animation_direction=”right” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”9e80f127-fa3d-452b-8b23-13b7f9d11dea” text_text_color=”#000000″ background_layout=”dark” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n
Group benefits are essential in attracting and retaining high qualified staff and for this reason, we understand the importance of the right employee benefits solution for your business.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”\/contact” button_text=”Request A Quote” _builder_version=”4.22.2″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Farm Succession PlanningOur expertise lies in supporting farmers in their succession planning journey, whether it involves passing the farm to the next generation or ensuring a seamless retirement after the sale of the farm.Planning for the future is paramount for farmers, as their livelihoods are intricately tied to their land and businesses. Our specialized services […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/pages\/555"}],"collection":[{"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/comments?post=555"}],"version-history":[{"count":3,"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/pages\/555\/revisions"}],"predecessor-version":[{"id":576,"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/pages\/555\/revisions\/576"}],"wp:attachment":[{"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/media?parent=555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}