{"id":544,"date":"2023-11-23T03:30:15","date_gmt":"2023-11-23T03:30:15","guid":{"rendered":"https:\/\/vikingbenefit.ca\/?page_id=544"},"modified":"2023-11-23T04:14:35","modified_gmt":"2023-11-23T04:14:35","slug":"insurance","status":"publish","type":"page","link":"https:\/\/vikingbenefit.ca\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.22.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”#ffffff 0%|rgba(0,0,0,0.4) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/vikingbenefit.ca\/wp-content\/uploads\/2023\/11\/Untitled-design-6.jpg” custom_padding=”0px||0px||true|false” hover_enabled=”0″ da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” title_text=”Untitled design” parallax=”on” sticky_enabled=”0″ da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”0px||0px||true|false” box_shadow_style=”preset4″ box_shadow_horizontal=”30vw” box_shadow_vertical=”0px” box_shadow_color=”#e9e9e9″ box_shadow_horizontal_tablet=”0vw” box_shadow_horizontal_phone=”0vw” box_shadow_horizontal_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.19.0″ _module_preset=”default” custom_padding=”8%||8%||true|false” custom_padding_tablet=”||0%||false|false” custom_padding_phone=”||0%||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”#e9e9e9″ custom_padding=”60px|60px|60px|60px|true|true” custom_padding_tablet=”30px|30px|30px|30px|true|true” custom_padding_phone=”20px|20px|20px|20px|true|true” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”d98bda6c-10a9-4016-9fdc-2d9a96e943dd” header_font=”Open Sans|300||on|||||” header_font_size=”60px” background_enable_color=”off” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n

Individual
Insurance<\/span><\/span><\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.22.2″ _module_preset=”9e80f127-fa3d-452b-8b23-13b7f9d11dea” text_text_color=”#000000″ background_layout=”dark” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n

Individual insurance encompasses life insurance, critical illness coverage, disability insurance, personal health plans, and travel insurance. These policies provide comprehensive protection, ensuring financial security and peace of mind for you and your loved ones during life\u2019s unexpected challenges, from health crises to travel emergencies.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”\/contact” button_text=”Request A Quote” _builder_version=”4.22.2″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.2″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”80b59ace-8668-44f3-bbe8-8f7e2cc269e4″ header_font=”Open Sans|300||on|||||” header_text_color=”#FFFFFF” header_font_size=”60px” header_line_height=”1.2em” header_2_font=”|300|||||||” header_2_font_size=”45px” header_font_size_tablet=”60px” header_font_size_phone=”60px” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Individual<\/span>\u00a0Insurance can typically include:<\/span><\/h2>\n

[\/et_pb_text][et_pb_divider color=”#000000″ _builder_version=”4.22.2″ _module_preset=”default” width=”25%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.22.2″ _module_preset=”default” animation_style=”slide” animation_direction=”left” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”3_5″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion _builder_version=”4.22.2″ _module_preset=”default” border_radii=”on|25px|25px|25px|25px” global_colors_info=”{}”][et_pb_accordion_item title=”Life Insurance” open=”on” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px”]<\/p>\n

Life insurance is a way to protect your family, or your business should you die unexpectedly. It can keep their hopes and dreams alive when you are no longer able to provide for them. Losing a family member or a business partner often has a financial impact. The death benefit from a life insurance policy can help your loved ones avoid relying on savings, investments or even selling your home or business to cover unexpected expenses.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Critical Illness Insurance” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n

Serious Illness can take us by surprise, but many medical advances mean many of us will recover but the journey can still be stressful and full of financial duress.<\/p>\n

Critical Illness insurance helps protect our finances for your family and your business, you worry less about money and be able to concentrate on what matters most \u2013 your recovery.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Personal Health Insurance” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n

Viking offers a range of plans through various insurance providers including their own proprietary program MyPublik. These plans include a variety of options and coverages that focus on what\u2019s important to you and your retirement healthcare needs.<\/p>\n

Check Out MyPublik<\/a><\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Travel Insurance” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n

Many do not realize that travelling to far away places, sandy beaches, cross-border shopping or just visiting friends or family in another province, your full provincial health plan won\u2019t go with you. For many, this can lead to stress emotionally and financially.
\"\"
<\/a>Let us help take care of those concerns with the appropriate travel coverage!<\/p>\n

[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_button button_url=”\/contact” button_text=”Request A Quote” button_alignment=”right” button_text_last_edited=”off|desktop” _builder_version=”4.22.2″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_button][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/vikingbenefit.ca\/wp-content\/uploads\/2023\/11\/aig-travel-guard-2.jpg” _builder_version=”4.22.2″ _module_preset=”default” title_text=”aig travel guard” box_shadow_style=”preset3″ hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.22.1″ _module_preset=”default” da_disable_devices=”off|off|off” disabled=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” animation_style=”slide” animation_direction=”left” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion _builder_version=”4.22.1″ _module_preset=”default” border_radii=”on|25px|25px|25px|25px” global_colors_info=”{}”][et_pb_accordion_item title=”Definitions” open=”on” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px”]<\/p>\n[et_pb_section global_module=\"235\"][\/et_pb_section]\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Things to Consider” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]This is a summary of benefits and may contain inaccuracies. Please review the full booklet wording prior to purchasing a plan.
\nPlease contact us directly for full coverage details or download the booklet from our website.<\/p>\n

All calendar year or lifetime maximums are per person unless otherwise stated.
\nYou must be a resident of Canada and be covered under the provincial health plan in your province of residence to apply for this retiree plan. If you apply for family coverage, your spouse and dependent children must also have provincial healthcare coverage.<\/p>\n

For individuals or dependents to be eligible for any benefits under the Emergency Travel Benefit, they must be age 79 or less.<\/p>\n

Travel\u00a0coverage will terminate at age 80. Coverage must be in effect prior to departure. If individuals are out of the country when the plan goes\u00a0into effect, the travel coverage will not go into effect until they return to their province of residence.<\/p>\n

Extended healthcare coverage for a dependent who is hospitalized on the date they become eligible for coverage, other than a newborn\u00a0child, will be delayed until the first day immediately following his\/her discharge from the hospital. To qualify, you must be actively at work\u00a0on the date of retirement. Persons on disability will not qualify.[\/et_pb_accordion_item][et_pb_accordion_item title=”Premium Payment” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n

Premiums are withdrawn from your bank account on the 10th of every month by pre-authorized debit starting on the month your plan becomes active. All invoices are generated on the 1st of every month. Your plan will stay active as long as premiums are paid.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Cancellation of Coverage” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n

You must complete a form for cancellation of coverage. This takes 30 days to cancel for processing once we receive. There are no additional fees.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Monthly Plan Pricing” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”][et_pb_section global_module=\"240\"][\/et_pb_section][\/et_pb_accordion_item][et_pb_accordion_item title=”Optional Dental Pricing” open_toggle_text_color=”#F1A621″ closed_toggle_background_color=”#F1A621″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#FFFFFF” toggle_font=”|||on|||||” toggle_font_size=”20px” open=”off”]<\/p>\n[et_pb_section global_module=\"248\"][\/et_pb_section]\n

[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ disabled_on=”on|on|on” _builder_version=”4.22.2″ _module_preset=”default” width=”100%” max_width=”1250px” disabled=”on” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n

Short-Term Disability Insurance<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n

Critical Illness Insurance<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”N||divi||400″ icon_placement=”left” _builder_version=”4.22.2″ _module_preset=”default” body_font=”Open Sans|300||on|||||” body_font_size=”23px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n

Long-Term Disability Insurance<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.22.2″ _module_preset=”default” background_color=”#e9e9e9″ background_enable_image=”off” custom_padding=”0px||0px||true|false” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.22.2″ _module_preset=”default” custom_padding=”0px||0px||true|false” box_shadow_style=”preset4″ box_shadow_horizontal=”30vw” box_shadow_vertical=”0px” box_shadow_color=”#e9e9e9″ box_shadow_horizontal_tablet=”0vw” box_shadow_horizontal_phone=”0vw” box_shadow_horizontal_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”#e9e9e9″ custom_padding=”60px|60px|60px|60px|true|true” custom_padding_tablet=”30px|30px|30px|30px|true|true” custom_padding_phone=”20px|20px|20px|20px|true|true” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”d98bda6c-10a9-4016-9fdc-2d9a96e943dd” header_font=”Open Sans|300||on|||||” header_font_size=”60px” background_enable_color=”off” custom_margin=”|||-57px||” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n

Group Retirement Savings Plans<\/span><\/span><\/h1>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” custom_padding=”8%||8%||true|false” custom_padding_tablet=”||0%||false|false” custom_padding_phone=”||0%||false|false” custom_padding_last_edited=”on|desktop” animation_style=”slide” animation_direction=”right” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”9e80f127-fa3d-452b-8b23-13b7f9d11dea” text_text_color=”#000000″ background_layout=”dark” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”]<\/p>\n

Group benefits are essential in attracting and retaining high qualified staff and for this reason, we understand the importance of the right employee benefits solution for your business.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”\/contact” button_text=”Request A Quote” _builder_version=”4.22.2″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

IndividualInsuranceIndividual insurance encompasses life insurance, critical illness coverage, disability insurance, personal health plans, and travel insurance. These policies provide comprehensive protection, ensuring financial security and peace of mind for you and your loved ones during life\u2019s unexpected challenges, from health crises to travel emergencies.Individual\u00a0Insurance can typically include:Life insurance is a way to protect your family, […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/pages\/544"}],"collection":[{"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/comments?post=544"}],"version-history":[{"count":5,"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/pages\/544\/revisions"}],"predecessor-version":[{"id":582,"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/pages\/544\/revisions\/582"}],"wp:attachment":[{"href":"https:\/\/vikingbenefit.ca\/wp-json\/wp\/v2\/media?parent=544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}